Off-road Vehicle Faqs

An off-road vehicle (ORV) is a type of motorized vehicle designed and built to be used on rugged and unpaved terrains, rather than traditional roads. These vehicles are used for utility and recreational purposes, including trail riding, desert and dune riding, farm work, hunting, camping, property maintenance, and more.

Polaris offers a variety of off-road vehicles—including ATVs, side by sides and UTVs —to meet various performance needs.

Learn about the differences between an ATV, Side by Side and UTV.

Off-highway vehicle (OHV) the term is commonly used to refer to a broader category of motorized vehicles designed for recreational purposes. It encompasses various types of vehicles, including dirt bikes, snowmobiles and those known as off-road vehicles (ORV).

ORV is often used more specifically to describe vehicles designed for use on rough terrain and trails. These include all-terrain vehicles (ATVs) and utility-task vehicles (UTVs) or side by sides (SxS). The term “off road” tends to emphasize the vehicle’s capacity to navigate uneven and tough terrain. 

Learn why people choose ATVs or UTVs and Side by Sides for their off-road adventures.

The best ATV (all-terrain vehicle) for off roading depends on factors such as the types of terrain you plan to navigate, how long you’re going to ride and the number of riders. If you’re looking for an off-road vehicle for 3 or more riders and extra storage, a SxS is a better fit.

Different types of ATVs and side by sides have features specific to the use or the terrain.

Polaris offers a wide range of ATV and SxSs to meet a variety of terrains and performance needs.

Electric engines have proven to be highly effective in off-road vehicles, including side by sides (SxS) or UTVs. Polaris RANGER XP Kinetic, our first all-electric vehicle, offers several advantages that can even enhance the off-road experience. Learn more about electrification at Polaris and the all-electric RANGER XP Kinetic.

Electric off-road vehicles can be used for both utility and recreational purposes. All-electric powertrains can offer several advantages, including:

• Instant torque and acceleration
• Powerful towing capacity
• Noise-free engine for a quiet ride
• Reduced downtime and maintenance costs
• Zero emissions

Discover more about the advantages of electrification.

It depends—on where you live and ride, and other factors like how you purchase your vehicle. Some states, parks and trails require insurance for your off-road vehicle. Even when it’s not required, insuring your off-road vehicle can be a smart move. Learn about insurance and coverage options for off-road vehicles.

To learn about insurance mandates in your area, contact your local Department of Natural Resources (DNR). For specific information on policies and coverage, contact your insurance provider.

Typically, homeowners insurance does not include protection for off-road vehicles, especially when the vehicle is used away from your property. Off-road vehicles require their own separate insurance policy.

However, personal liability coverage within your homeowners policy may offer some protection if someone is injured while riding an off-road vehicle on your property. For specifics on your policy, contact your insurance provider. Check out our guide to ATV and side-by-side insurance to learn more.