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Two Polaris Sportsman ATVs on a dirt road at an overlook, with a family around and sitting on them and looking at a vast forest valley.
Buying Guides July 17, 2026

ATV Buying Guide

Shopping for a new ATV or 4-wheeler is exciting—but with so many options available, it can also feel overwhelming. From choosing the right ATV type to understanding features, pricing, and accessories, there’s a lot to consider when buying an ATV.
This ATV buying guide walks through the key decisions—from how you plan to ride to what features and capabilities matter most—so you can confidently choose the right 4-wheeler for your needs.

Beginner Tips for Buying Your First ATV

Buying your first ATV is a big decision—especially if you’re new to off-road riding. Whether you’re planning to use a 4-wheeler for trail riding, property maintenance or a mix of both, start with a machine that matches your experience level and intended use.

As you evaluate your options, keep these fundamentals in mind:

1. Start with how you’ll use it

Your primary use should guide every decision—from power to features.

2. Think beyond purchase price

When buying an ATV, factor in total cost of ownership—monthly payments, insurance, maintenance, and accessories.

3. Plan for insurance upfront

ATV insurance protects your investment and may be required depending on where and how you ride. 

4. Understand maintenance requirements

Routine maintenance and service is key to long-term performance and reliability. 

5. Don’t overlook safety and training

Building confidence comes with experience. Review safety and training resources and prepare before you ride.

How Will You Use Your ATV?

Polaris Sportsman ATV towing logs across a grassy field, demonstrating utility and work capabilities in a wooded setting.

Choosing the right ATV starts with understanding how you plan to use it. Your riding style, terrain and day-to-day needs will determine what type of ATV is the best fit.

  • Trail Riding & Recreation: Look for agile handling, responsive power, and suspension designed for uneven terrain.
  • Work & Property Use: Focus on durability, towing capacity, and utility features like racks and storage.
  • Hunting & Access: Quiet operation, stability, and cargo capability become more important. 
  • Mixed Use: Many riders want a balance—performance on the trail with the strength to get work done.


Your primary use case should guide every other decision.

ATV Types

Polaris Sportsman ATV rider splashing through a muddy trail, showcasing off-road performance and recreational trail riding capabilities.

Once you know how you’ll use your ATV, the next step is choosing the right type of machine.
Common ATV types include rec/utility, sport, hunting, mudding and 2-up ATVs—each designed for a specific riding style and terrain. Understanding these ATV types will help narrow your options and point you toward the right 4-wheeler.

Key Factors to Consider When Buying an ATV

Polaris Sportsman ATV navigating a rocky mountain trail, showcasing trail-riding capability with alpine peaks and forested slopes in the background.

After identifying your use case and ATV type, you can start narrowing down the right setup.

  • Engine Size & Power: Larger engines provide more power for hauling and steep terrain, while smaller engines offer efficiency and control.
  • Driveline & Traction: Many ATVs offer selectable drive modes to help maintain traction across mud, rocks, and loose terrain.
  • Comfort & Fit: Seat position, ergonomics, and controls all impact comfort and confidence.
  • Capability: Consider towing capacity, payload, and rack space based on your needs.

ATV Features That Matter

Two Polaris Sportsman ATV riders traveling along a wooded trail, demonstrating recreational riding through dense forest terrain.

Modern ATVs offer a range of features designed to improve performance and rider confidence.

  • Power Steering (EPS): Reduces rider fatigue and improves handling
  • Suspension Systems: Helps smooth out rough terrain
  • Ground Clearance: Allows easier navigation over obstacles
  • Integrated Technology: Enhances control across changing conditions 
Pro Tip

Take our quiz to find the right ATV for you. 

Buying a New vs. Used ATV

Polaris Sportsman ATV towing equipment through a ranch gate at sunset, highlighting work and property maintenance capabilities in a rural setting.

Buying a New ATV

PROS

  • Latest technology: New ATVs typically offer the latest features and engines, and cutting-edge performance.
  • Customization options: When you buy new, you can often choose specific features, colors, and accessories to suit your preferences.
  • Warranty: New ATVs often come with a warranty coverage for added confidence 

CONS

  • Higher upfront cost: New models typically come with a premium price tag compared to used models.
  • More decisions: Today’s ATVs offer a wide range of features—from shocks and tracks to digital gauges—choosing the right setup for your riding style might feel intimidating to some.

Buying a Used ATV

PROS

  • Lower purchase price: Used ATVs typically cost less upfront.
  • More features within budget: You may be able to afford a higher-end model or more features for the same price as a new base model.

CONS

  • Unknown history: Wear and tear, maintenance habits or past damage may not be fully disclosed. Inspect the ATV, understand its history and review safety resources and beginner guides before you ride.
  • Limited options: You might miss out on your preferred color or feature set that fits your riding style.

Customize Your ATV with Accessories

Polaris Sportsman ATV in camouflage parked in a field beside a hunter with archery equipment, highlighting hunting and outdoor recreation capabilities.

Accessories allow you to tailor your ATV to your specific needs. From cargo solutions to added protection and comfort upgrades, the right accessories can extend the capability of your 4-wheeler.
For inspiration, explore the ATV build and customization tool to see how different features and accessories can come together.

Where to Buy ATVs & 4-Wheelers

Dealers make it easy to compare models and some let you schedule test drives. You can also browse local ATV inventory online to narrow down options before visiting.  

FAQs When Buying an ATV

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