What kind of insurance do I need for an ATV?

When it comes to insuring your ATV there are a few types of coverage you might consider. Check out our guide to ATV, UTV, and side-by-side insurance for details.

Are UTVs expensive to insure?

The cost of insuring a UTV or ATV can vary based on several factors, including the make and model of the vehicle, your location, your driving history, and the type of coverage you choose. Get a customized quote from Progressive Insurance.

What kind of insurance do I need for a side-by-side?

When it comes to insuring your side-by-side or UTV, there are a few types of coverage you might consider. Check out our guide to ATV, UTV and side-by-side insurance for details.

How does insurance work on a UTV?

UTV insurance works similarly to car insurance but is tailored specifically for off-road vehicles. Check out our guide to ATV, UTV and side-by-side insurance to learn more.

How much does ATV insurance cost?

The cost of ATV insurance can vary based on several factors, including the make and model of the vehicle, your location, your driving history, and the type of coverage you choose. Get a customized quote from Progressive Insurance.

How much does UTV insurance cost?

The cost of UTV insurance can vary based on several factors, including the make and model of the vehicle, your location, your driving history, and the type of coverage you choose. Get a customized quote from Progressive Insurance.

ATV, UTV, & Side-by-Side Insurance

Get a UTV or ATV Insurance Quote Today

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Get Protected With ATV & SXS Insurance

The adventures never stop, and with Progressive, neither will the protection. That's why we've teamed up to offer you reliable, convenient and affordable ATV insurance solutions. Join the over 37 million people who trust Progressive to insure their vehicles, including ATVs and UTVs.*

Explore ATV & UTV Insurance Offerings

Here’s one great way to protect your 4-wheeler—Progressive Insurance. Its Comprehensive and Collision coverage automatically includes up to $3,000 in accessory coverage to protect your upgrades, customizations, equipment and accessories.

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More Options for Your ATV Insurance

Liability Insurance

Liability insurance covers you, up to the limits of your policy, if you’re responsible for injuries to someone else or you damage their vehicle or property. It also helps cover legal costs in case you’re sued.

Liability Insurance

Uninsured / Underinsured Motorist Coverage

Uninsured/Underinsured Motorist coverage is available to cover you and your passengers if you’re injured by another driver or rider without insurance (or not enough insurance).

Uninsured/Underinsured Motorist Coverage

Comprehensive Coverage

Comprehensive coverage will pay to replace or repair your vehicle if it’s stolen, vandalized or damaged due to fire, hitting an animal or act of nature.

Comprehensive Coverage

Collision Coverage

Collision coverage is also available to cover damage to your ATV, UTV or side-by-side if you’re in an accident with another vehicle or object.

Collision Coverage

Bundle ATV, UTV or SXS Insurance

Bundle your recreational vehicles together or add home and auto to your policy to see if you can not only save but also enjoy having all your insurance all together.

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FAQs on ATV, UTV & SxS Insurance

When it comes to insuring your ATV there are a few types of coverage you might consider. Check out our guide to ATV, UTV, and side-by-side insurance for details.
The cost of insuring a UTV or ATV can vary based on several factors, including the make and model of the vehicle, your location, your driving history, and the type of coverage you choose. Get a customized quote from Progressive Insurance.
When it comes to insuring your side-by-side or UTV, there are a few types of coverage you might consider. Check out our guide to ATV, UTV and side-by-side insurance for details.
UTV insurance works similarly to car insurance but is tailored specifically for off-road vehicles. Check out our guide to ATV, UTV and side-by-side insurance to learn more.
The cost of ATV insurance can vary based on several factors, including the make and model of the vehicle, your location, your driving history, and the type of coverage you choose. Get a customized quote from Progressive Insurance.
The cost of UTV insurance can vary based on several factors, including the make and model of the vehicle, your location, your driving history, and the type of coverage you choose. Get a customized quote from Progressive Insurance.

Progressive Casualty Ins. Co. & affiliates. Prices vary based on how you buy.

*Products included: Personal Auto, Boat, Motorhome, Travel Trailer, Snowmobile, Motorcycle, Commercial Auto.